Real estate appraisal services for homeowners in the city of Taylorsville and Smith County

The top seven reasons why MS homeowners hire Allen Appraisal Services:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a MS property tax assessment
  3. Remove PMI to lower their mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in MS

Need help determining the price of your home in or near Taylorsville, MS?
Contact Allen Appraisal Services.

At Allen Appraisal Services, we understand the unique needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Allen Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. Allen Appraisal Services is seasoned in helping homeowners just like you abolish unwanted and unneeded PMI insurance.

Challenging Smith county's assessment of your property

If you live in an area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. A professional appraisal from Allen Appraisal Services is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be annoying from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Allen Appraisal Services can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have an expert double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Allen Appraisal Services offers field reviews where we go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.